Vantage

Enter your PIN

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Vantage
Cash net worth {{ sm.cashNwF }}
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Money in · {{ sm.mName }}
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Money out · {{ sm.mName }}
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Left over · {{ sm.mName }}
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Where you stand

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You own
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You owe
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Net worth
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What you own
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Nothing added yet. Add savings and investments on Savings & investments.
What you owe
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No debt.
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Your plan

Live below your means, grow what you own

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Coming in

{{ sm.inTotF }} a month
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{{ r.name }}{{ r.sub }}
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Nothing yet. Upload a statement or add your income.

Going out

{{ sm.outTotF }} a month
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{{ r.name }}{{ r.amtF }}
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Nothing yet. Upload a statement or add an expense.

Debt

{{ sm.debtBig }} {{ sm.debtUnit }}
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{{ r.name }}{{ r.sub }}
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No debt. Keep it that way.

Savings & investments

{{ sm.potTotF }} worth
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{{ r.name }}{{ r.sub }}
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Add your savings and investments with what each is worth.

Income

What usually comes in a month. Edit any amount and it sticks.
Nothing yet. Upload a statement or add your income.
Total{{ sm.inTotF }}

What came in · {{ sm.mName }}

From your statements
{{ l.dateF }} {{ l.desc }} {{ l.amtF }}
Nothing came in in {{ sm.mName }} on the statements you've uploaded.

Where your money goes

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Biggest places

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These are mostly payments to people, where your bank only shows a name, so the app can't tell what they were for. Two ways to fix it: open Uncategorised below and pick a category once for each person (the app remembers them), and from now on start the payment reference with what it's for. The app reads these words on your next upload:
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Example: "RENT Nov", "FAMILY Mom groceries", "LOAN repay Thabo".

Budget by category

Set a monthly amount · open one to fix {{ sm.mName }}'s payments
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{{ l.dateF }} {{ l.desc }} {{ l.amtF }}
No payments in {{ sm.mName }}.
Total{{ sm.outTotF }}

Debts

From your latest statements
No debt. Keep it that way.
Total owed{{ sm.debtTotF }} · {{ sm.debtMonthF }} a month

Accounts and investments

What each is worth today
Add your savings accounts and investments (EasyEquities, shares, a tax-free account) with what each is worth.
Total{{ sm.potTotF }}
On EasyEquities? Open your accounts page, select all, copy, and paste it here. Each funded account becomes an investment; paste again whenever you want fresh values. Demo accounts are skipped.
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Drop in a statement

Drop in your statements as PDF or CSV (Capitec, Nedbank, MFC, Wise, the Grey card), as many months as you have. Dollar lines are counted in rand. Every line gets a category, transfers between your own accounts are left out, and your income, debts and budgets are rebuilt from what you actually spend.
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{{ pw.name }} is locked
Nedbank statements open with your ID number. The password unlocks the file here in your browser and is never saved or sent.
That password didn't open it. Try again.
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On file

{{ s.name }}{{ s.period }} · {{ s.when }}
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Statements are read here in your browser and never uploaded. Only the transactions save to your account, behind your PIN.

{{ up.countF }} transactions found

{{ up.totalF }} selected · {{ up.flagCount }} flagged for a second look · {{ up.dupCount }} possible duplicates. {{ up.creditsF }}
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