Vantage

Enter your PIN

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Vantage
Cash net worth {{ sm.cashNwF }}
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Can your salary carry your month?
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Living costs a month
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Spent so far {{ sm.spentF }} of {{ sm.budgetedF }}{{ sm.toGoF }} still to go out
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Nothing due that it can see. Upload recent statements so it can look ahead.

One thing to do

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Nothing needs you this week. It checks again every time you upload a statement.
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Income you plan to add{{ sm.plannedTotF }} a month
Can your salary carry your month?
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Living costs a month
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Income

Primary is the income your month should live on. Switch off any income that should not pay for expenses. Dollars at {{ sm.usdRateF }}.
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{{ i.name }} Primary{{ i.note }}
{{ i.amtF }} a month
No income yet. Upload a statement or add your income.
Pays for expenses {{ sm.inUsualF }}Kept aside {{ sm.keptInF }} a month

Your split rule
{{ r.label }} {{ r.pctF }} = {{ r.tF }}budgeted {{ r.bF }} · {{ r.actF }} · {{ r.diffF }}
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{{ sm.mName }} budget

{{ sm.spentSub }}. Tap a line to see its payments.
BudgetedSpentBalance
{{ g.label }}{{ g.bF }}{{ g.aF }}{{ g.balF }}
 {{ l.budgetF }} {{ l.spentF }} {{ l.balF }}
Payments to people show only a name. Pick a category once per person and the app remembers. Start references with RENT, FAMILY, GROCERIES, PETROL, LOAN, SAVINGS or MEDICAL and they sort themselves.
{{ t.dateF }} {{ t.desc }} {{ t.amtF }}
No payments in {{ sm.mName }}.
Total{{ sm.budgetedF }}{{ sm.spentF }}{{ sm.toGoF }} to go

Payments I've set up

{{ sm.setUpTotF }} a month · counted straight away
Set up a monthly payment in your banking app? Add it here so it counts now, not after two months of statements.

Accounts

Balances decide what Due before payday can cover
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Still owed
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Paying a month now
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Interest a month
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Plan your paydown

Change any number and the plan, the chart and the dates below follow.
Which debt gets the extra first
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Change nothingYour plan
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Your plan, step by step

What to pay on each debt, and what happens when one is paid off.
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{{ p.when }} · {{ p.months }} months
Pay {{ l.amtF }} on {{ l.name }}{{ l.note }}
 {{ p.then }}
{{ d.name }}{{ d.sub }} · not in the plan until you add what you still owe (Edit debts)
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Payment on each debt

Set what you would pay on each one. The first in the list gets the extra.
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{{ d.name }} {{ d.balF }}{{ d.sub }}{{ d.whenF }}
Edit debts (what you really owe and pay)

Month by month

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{{ m.pays }}{{ m.done }}
{{ m.leftF }} left
Worth today
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Savings
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Investments
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{{ sm.save.gainF }} on what you put in

Project your savings

Your numbers, your growth rate. Projections, not promises: markets go up and down.
Change nothingYour planGoal {{ sm.save.chart.targetF }}
{{ sm.save.chart.topF }}{{ sm.save.chart.midF }}
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By your goal date
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In 5 years
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In 10 years
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Your plan

In this order. {{ sm.save.saveMF }} a month goes to savings in your budget.
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{{ p.t }}{{ p.tag }}
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Emergency fund

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{{ sm.save.efSavedF }} of {{ sm.save.efTF }}

What you have

Savings
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No savings added yet.
 Investments
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{{ r.amtF }}{{ r.gainF }}
No investments added yet.
Edit
EasyEquities: copy your Accounts page and paste it here to update the values.
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Drop in a statement

Drop in your statements as PDF or CSV (Capitec, Nedbank, MFC, Wise, the Grey card), as many months as you have. Dollar lines are counted in rand. Every line gets a category, transfers between your own accounts are left out, and your income, debts and budgets are rebuilt from what you actually spend.
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{{ pw.name }} is locked
Nedbank statements open with your ID number. The password unlocks the file here in your browser and is never saved or sent.
That password didn't open it. Try again.
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On file

{{ s.name }}{{ s.period }} · {{ s.when }}
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Statements are read here in your browser and never uploaded. Only the transactions save to your account, behind your PIN.

{{ up.countF }} transactions found

{{ up.totalF }} selected · {{ up.flagCount }} flagged for a second look · {{ up.dupCount }} possible duplicates. {{ up.creditsF }}
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{{ r.desc }} {{ r.note }}
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